Please understand that our service cost money. Universal Credit replaces some existing benefits and tax credits for people of working age who are either out of work or working and on a low income. If you are a couple responsible for a child or children you will need to nominate a lead carer. Becoming financially independent Once you earn enough money through work and have become financially independent, you will no longer need Universal Credit and your claim will close. This is so your Commitment can be tailored to your personal circumstances.
A joint account can make budgeting a lot easier. Textphone: 0800 328 1344 8am - 6pm, Monday to Friday closed on bank and public holidays. It gives you both equal control over the money but there are a few things you need to think about before you open one. This is known as a 'sanction'. You will not need to close your Universal Credit claim just because you have started work.